
Caleb Hammer has the conversations that he wishes someone had with him a decade ago.
21 Year Old Makes Only $16 a month
22 min26 Year Old Has 9 MAXED OUT Credit Cards
28 minProfessional Model Has $250,000 in Student Loan Debt
24 minSpending 10% of Monthly Income on Coffee
15 minHaving EVERY Bad Debt Imaginable
22 minQuit Job AND Dropped Out Of School
26 min$1,000/Month Car Making $15 An Hour
24 minSpending All His Money Going Out
18 min$2,015 Rent With No Job
33 minCar Debt Is 50% of Her Income
28 minSpends All His Money On Fast Food and Cars
31 min$11,000 In Taxes Due In 30 Days WITH NO MONEY
45 minTaking Out TWO Payday Loans
55 minPaying Off Car and Student Loans??
27 minLost All His Money On Meme Stocks And Crypto
46 minSister Took Out Car Debt In Her Name?
29 minBeing Hunted Down By Debt Collectors
43 min















